Kali Real Estate

Property Management in Chula Vista

Top 10 Home Remodeling Projects

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Want the most bang for your buck when improving your home? Here are 10 projects that will yield the greatest return on investment once you’re ready to sell.

  • Garage Door Replacement
  • Siding Replacement (Vinyl)
  • Attic Bedroom
  • Window Replacement (Wood)
  • Window Replacement (Vinyl)
  • Major Kitchen Remodel
  • Minor Kitchen Remodel
  • Entry Door Replacement (Steel)
  • Deck Addition (Wood)
  • Basement Remodel

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Source: Cost Vs. Value Report 2013 by NAR and Remodeling magazine

 

Don’t Wait Too Long To Buy

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why-buy-a-home-now

 

Interest rates are at an all time record low, but even a one-point increase can raise your monthly mortgage payment. Here’s a look at how interest rates affect mortgage payments.

Monthly Principal and Interest

on a 30-year, fixed-rate $150,000 mortgage

Interest Rate
Monthly Principal and Interest
(does not include taxes, insurance or PMI)
4% $716.12
4.5% $760.03
5% $805.23
5.5% $851.68
6% $899.33
6.5% $948.1
7% $997.95

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A 3% interest rate increase can cost you nearly $300 a month!

The Shifting Desires of Home Buyers

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The US Census Bureau recently released its 2011 data on the characteristics of new, single-family homes. Some interesting details from the study include:

The percentage of homes built without a garage or carport is the highest it’s been since the mid-1990s.

  • 2 out of 3 new homes built in 2011 had a porch, a trend that has been on a steady rise for almost 10 years whereas, the addition of decks has decreased.

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New homes without a garage or carport:

  • 1994        13%
  • 2005         8%
  • 2011        13%

New homes with porches:

  • 1992     42%
  • 2011     65%

What does this Mean?

Some analysts believe it hints at a shift in the way Americans want to live; in smaller houses and dense neighborhoods that promote walking and social interaction.

 

Source: U.S. Census Bureau

The Social Benefits of Homeownership

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The-Social-Benefits-of-Homeownership

 

The Social Benefits of Homeownership

Educational Success:

  • Children of homeowners tend to have higher achievement levels in math and reading.
  • They also tend to have fewer behavior problems.
  • Teens whose parents own a home are more likely to stay in school.

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Health Benefits:

  • New homeowners report higher quality of life.
  • Higher self-esteem.
  • A greater feeling of control over their lives.

Civic Participation:

  • Homeowners vote more.
  • Homeowners spend more hours volunteering.
  • They tend to know more people in their neighborhood.

 

Source:

NAR’s 2012 study entitled “Social Benefits of Home Ownership and Stable Housing”

6 Tax Facts Home Sellers Should Know

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Top Ten Signs You Are Being Scammed

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