Interest rates are at an all time record low, but even a one-point increase can raise your monthly mortgage payment. Here’s a look at how interest rates affect mortgage payments.
Monthly Principal and Interest
on a 30-year, fixed-rate $150,000 mortgage
| Interest Rate | Monthly Principal and Interest (does not include taxes, insurance or PMI) |
| 4% | $716.12 |
| 4.5% | $760.03 |
| 5% | $805.23 |
| 5.5% | $851.68 |
| 6% | $899.33 |
| 6.5% | $948.1 |
| 7% | $997.95 |
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