Kali Real Estate

Property Management in Chula Vista & Bonita

A 250-Square-Foot Dream Home

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Logic would have you think that a comfortable home would be large, open, and spacious. Visual artist and space designer Michelle de la Vega challenges that philosophy, transforming a mere 250 sq. ft garage into a fully furnished and functional “mini house.” It’s looks quite cozy too.

Vega manipulates custom and repurposed fixtures and furniture along with an added space for a bathroom to create the minimalist’s dream home, a quaint getaway house, or the most enviable pool house this side of the Hamptons.

The key design principle here is not about creating more space, but maximizing an existing space to take advantage of every available inch’s potential use, a lesson we here in the office could really take to heart as we stumble over empty piled boxes between our desks and the coffee machine.

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Home Affordable Foreclosure Alternatives (HAFA) Short Sale Update

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HAFA Supplemental Directive 12-02, effective June 1, 2012, impacts short sales with loans from non-government-sponsored enterprises in which the homeowner is eligible for the HAFA program.

Key enhancements include:

  • Time frame extended: The program has been extended to Dec. 31, 2013. The HAFA short sale or deed in lieu of foreclosure can be initiated up to Dec. 31, 2013; however, the transaction must have a closing date on or before Sept. 30, 2014.

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  • Eligibility updated: Occupancy requirements for HAFA eligibility have been removed; however, the property can’t be owned or secured by a business entity.
  • The second lien maximum has been increased from $6,000 to $8,500. 
  • HAFA relocation assistance of $3,000 will be paid only to the primary resident (borrower or occupant) of the property at time the agreement is executed. The resident must vacate upon closing. Vacant properties are not eligible for HAFA relocation assistance.
    • Nonborrowers (tenant, legal dependent, parent or grandparent) can now qualify if occupying the property and must vacate upon closing.

Additional information: 

  •  This policy is effective June 1, 2012, for new HAFA-eligible short sales initiated. It also applies to current HAFA short sales prior to closing.
  • Tenants will be eligible only for the $3,000. Any money available from additional incentive payout opportunities must be paid to the borrower. The HUD-1 must reflect the breakdown.
  • The borrower will be responsible for requesting and managing the tenant relocation assistance, including submitting required proof of occupancy and other documentation.

Infected with DNS Changer?

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An industry wide team has developed easy “are you infected” web sites.  They are a quick way to determine if you are infected with DNS Changer. Each site is designed for any normal computer user to browse to a link, follow the instructions, and see if they might be infected. Each site has instructions in their local languages on the next steps to clean up possible infections.

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Just Listed For Rent 640 Camino De La Reina CA 92108

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Dream Home Checklist

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Dream Home

Buying a home can be complicated and with so many options to choose from it is difficult to know exactly what you want. With this checklist provided by Trulia it will  help identify the difference between your wants and needs and uncover the key features that will lead you to your dream home with the Dream Home Checklist. Armed with this free tool, you’ll enable yourself to organize priorities so you can focus on only those properties that truly match your needs. I hope it helps and please give us your feedback below.
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