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Save Big With A Shorter Term Loan
Loans with earlier payoffs, such as a 15 or 20 year loan, can often result in lower interest rates because they carry less risk for lenders.
The chart above illustrates the interest rate savings on a mortgage with a current loan balance of $250,000. While mortgage payments increase slightly as the term shortens, the savings on interest grows dramatically.
It increases libido generic cialis for women and sperm count. There are some causes, which may lead to dryness of purchase generic viagra the vagina and having a lower sex drive. Sexual health plays a crucial role in any human is the sexual satisfaction and with the help of your doctor. buy viagra no prescription Diet & Cures It’s obvious Irritable Bowel Syndrome isn’t a pleasant experience to endure. viagra cheap Switching from a 30 year to a 15 year fixed rate mortgage increases your monthly payment by $593, but saves you close to $96,000 in interest savings!
Source: Lending Tree LLC
2013 Five Star Real Estate Agent
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Owning A Home Is Still The Dream
Despite the effects of the Great Recession, people still love their homes and thing they’re a good investment.
81% of adults surveyed believe buying a home is the best long-term investment a person can make.
80% of adults surveyed see homeownership as a very important long-term financial goal.
81% of renters would like to own a home in the future
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54% of first-time homebuyers bought because they were tired of renting.
96% of homeowners are happy with their decision to own.
Source: CAR, Pew Research Center, & NAHB
The Social Benefits of Homeownership
The Social Benefits of Homeownership
Educational Success:
- Children of homeowners tend to have higher achievement levels in math and reading.
- They also tend to have fewer behavior problems.
- Teens whose parents own a home are more likely to stay in school.
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Health Benefits:
- New homeowners report higher quality of life.
- Higher self-esteem.
- A greater feeling of control over their lives.
Civic Participation:
- Homeowners vote more.
- Homeowners spend more hours volunteering.
- They tend to know more people in their neighborhood.
Source:
NAR’s 2012 study entitled “Social Benefits of Home Ownership and Stable Housing”
US Home Prices by City
City-by-city look at U.S. house prices By Ruth Mantell , MarketWatch LastUpdate: 10:33 AM ET Nov 27, 2012
WASHINGTON (MarketWatch) — Here’s a city-by-city breakdown of the SP/Case-Shiller 20-city composite, which showed a 0.3% increase in home prices in September, not seasonally adjusted.
Prices rose in 13 of 20 cities in September, but the overall level remained about one-third below a 2006 peak. Full story: U.S. housing ‘in midst of’ recovery: Case-Shiller.
Atlanta: Prices rose 0.3% in September but remain below levels in 2000. However, on an annual basis, prices inched up 0.1%, reversing more than two years of annual declines.
Boston: Prices decreased 0.6% in September, with an annual gain of 1.9%.
Charlotte, N.C.: Prices decreased 0.3%, and increased 3.5% over the past 12 months.
Chicago: Prices decreased 0.6% in September and are down 1.5%over the past year, making this city one of two with negative annual results.
Cleveland: Prices decreased 0.9% in September, the worst among cities tracked by Case-Shiller. However, prices are up 1.4% from a year ago.
Dallas: Prices rose0.2% in September and were up 4.4% from a year earlier.
Denver: Prices rose 0.4% in September. They’re up 6.7% in the past year.
Detroit: Prices remain below 2000 levels in the city but increased 0.7% in September and are up 7.6% from a year ago.
Las Vegas: Prices here remain below 2000 levels, but they rose 1.4%in September and were up 3.8% from year-earlier month.
Your doctor can buy sildenafil online decide if you need a supplement that can cure the libido issue. If you are suffering from ED and also start getting depression, stress or anxiety then the problem get worsened and severe. best viagra in uk A man who also faces diabetes cheapest levitra generic is said to be the victim of erectile dysfunction. General association aspects which may moderate the sexual wish comprise:- Conflicts: prices levitra – Conflicts with the partners on daily or regular basis may lead to cause the concern of erectile dysfunction in men. Los Angeles: Prices rose 1% in September and are up 4% from a year ago.
Miami: Prices rose 0.1% in September and are up 7.4% from a year earlier.
Minneapolis: Prices rose 1.1% in September and are up 8.8% from the prior year.
New York: Prices ticked down 0.1% in September, and are down 2.3%from the prior year, making this city one of two with an annual decline.
Phoenix: Prices here rose 1.1% in September, and are up 20.4% from the prior year, the largest annual gain among the20 cities.
Portland: Prices rose 0.2% in September; they’re up 3.7%from a year prior.
San Diego: Prices rose 1.4% in September and are up 4.1% from September 2011.
San Francisco: Prices rose 0.5% in September and are up 7.5% from a year before.
Seattle: Prices increased 0.3% and are up 4.8% in the past year.
Tampa: Prices were flat here in September and were up 5.9% from a year prior.
Washington: Prices were also flat in Washington and were up 3.2% from a year earlier.
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