California’s Home Financing Trends

 

In 2013, the majority of California home buyers obtained 30-Year, fixed rate loans.

• The average down payment was 25%

• Buyers who had no problems with their appraisal 83%

• Buyers who obtained a 30-year loan 85%

• Buyer who obtained a fixed-rate loan 91%

• 91 % of California home buyers financed their home in 2013

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Source: CAR’s 2013 Home Buyer Survey