Kali Real Estate

Property Management in Chula Vista

Financial Perks Of Homeownership

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Financial-Perks-of-Homeownership

Owing a home has several tax incentives and generally improves your overall net worth.

A homeowner’s net worth is 45.9 times that of a renter’s!

Here are a few of the ways owning a home can save you money and increase your financial well-being:

  • Federal tax credits of $500 and up are available through Energy Star to help homeowners working to create an energy efficient home.
  • The Mortgage Interest Deduction saves an average homeowner about $3,000 per year.
  • The California Relator’s Energy Audit Program(REAP) provides up to a $250 rebate on a Home Energy Rating System (HERS) home energy audit conducted by a certified HERS rater.

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Sources: NAR,C.A.R., The Federal Reserve and Energy Star

What Is Happening In The 805 Freeway

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Freeway Improvements Start in South County

Project Provides New Transit Options for Travelers

Crews have begun work on the first phase of the Interstate 805 (I-805) South Project, a $1.4 billion effort to create a

modern transportation backbone that will meet the future needs of travelers in our region. Once completed, the project will offer new transportation choices, relieve traffic congestion, and improve the quality of life in the South County. Additionally, improvements to I-805 will help accommodate the projected population and employment growth in the region and enhance goods and services movement throughout the corridor.

Work has begun on the first of two phases of the I-805 South Project. The start of the first phase includes building
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one High Occupancy Vehicle (HOV), or carpool lane, in each direction along an eight-mile segment stretching from East Palomar Street in Chula Vista to State Route 94 (SR 94) in San Diego. Phase 1 also includes the construction of a Direct Access Ramp (DAR), Transit Station and Park & Ride at East Palomar Street in Chula Vista. Additionally, sound walls will be constructed along the route to help reduce freeway noise. Phase 1 is scheduled to be completed in 2014.

The second phase of the I-805 South Project will further increase transportation choices by expanding the HOV lanes into Express Lanes for a total of four lanes, two in each direction. The Express Lanes will serve the planned South Bay Bus Rapid Transit (BRT) project, carpools, van-pools, buses, motorcycles, permitted clean air vehicles, and solo drivers using the FasTrak® electronic tolling system. Phase 2 also includes the addition of in-line transit stations built in the freeway center median and freeway-to-freeway direct connectors. Work on the second phase of the project is scheduled to begin in 2015 and be completed in 2020.

 

Source: http://www.keepsandiegomoving.com/Libraries/I805-Corridor-doc/SAN_805_ART_Newsletter_070612_FINAL-web.sflb.ashx

The Ripple Effect

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the-ripple-effect

For each home purchase, approximately $60,000 of direct and indirect spending occurs in the economy.

Home sales in this country generate more than 2.5 million private-sector jobs in an average year.

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Sources: California Association of Realtors® and NAR

Spring Cleaning Shortcuts

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Dario Barba

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Phone: (619) 651-0433
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14 Tricks for Cleaning with Household Staples

Make spring cleaning easy (and maybe even fun) with these handy ideas using items you already have in your house.

BAKING SODA:
As the reigning champ of being able to clean almost anything, baking soda is great for eliminating odors, as a gentle scrubber and as a stain remover.

ANTACID:
Not only does it help with your post chili cook-off stomach, but it makes short work of cleaning toilets and jewelry.

DRYER SHEETS:
They’ve mastered static cling; now put them to use picking up hairs around the house and fuzz on your dashboard.

COCA-COLA:
Remember that time you got a little distracted making dinner, and now the remains of your meal seem permanently burned onto your pan? Trying pouring a Coke into it and letting it soak an hour. You’ll be amazed by the results.

WD-40:
It’s great for pesky squeaks, and also for removing glue and shining stainless steel.

VINEGAR:
It stinks, but it works! This versatile cleaning agent can be used in almost every room of the house. Try spraying some on weeds in lieu of harsh chemicals.

TOOTHPASTE:
Fights cavities, shines chrome and cleans a variety of surfaces. You can also use one with baking soda in it to polish your silver.

BANANA PEELS:
This might seem strange, but rubbing the inside of a peel on leather furniture or shoes helps remove scuffs!

WHITE BREAD:
It might not be the healthiest of breads, but it’s great for removing smudges and fingerprints from wallpaper.

PILLOW CASES:
Got an old pillow case lying around? Use it to clean your ceiling fan! Just slip it over the blade, gently press and pull off while the dust falls inside instead of all over the place.

WHITE SHAVING CREAM:
Fun to play with and also a smart solution for cleaning mirrors and keeping them fog free.

ICE CUBES:
Break up the grease and clean out your disposal with a handful of ice cubes. Throw in a few lemon or lime peels for some added odor protection.

KETCHUP:
Shine up your brass belongings with a dab of ketchup, then rinse and dry with a soft cloth.

TENNIS BALLS:
A brand new tennis ball will not only help you serve like a pro, but will also take out the smudges left on vinyl and tile. Score!
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Chula Vista, CA 91910Designed and Delivered by OutboundEngine, Inc

California’s Improving Markets

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Californias-Improving-Markets

The number of improving housing markets continues to expand, as reported by the National Association of Home Builders (NAHB) and several are in California! NAHB’s First American Improving Markets Index (IMI) Identifies metro areas that have shown improvement from their respective lowest points in housing permit, employment and house prices for at least six consecutive months.

Growth In Housing Permits From Their Lowest Point

Bakersfield, CA 12.1%

Chico, CA 3.3%

Fresno, CA 4.0%

Los Angeles, CA 2.3%

Modesto, CA 6.3%

Oxnard, CA 11.2%

Redding, CA 21.0%

Riverside, CA 5.1%

Sacramento, CA 8.1%
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San Diego, CA 2.3%

San Francisco, CA 2.4%

San Jose, CA 4.9%

San Luis Obispo, CA 3.3%

Santa Cruz, CA .9%

Santa Rosa, CA 13.8%

Stockton, CA 3.8%

Vallejo, CA 4.2%

Visalia, CA 3.8%

Source: NAHB

Save Big With A Shorter Term Loan

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shorter-term-loans

Loans with earlier payoffs, such as a 15 or 20 year loan, can often result in lower interest rates because they carry less risk for lenders.

The chart above illustrates the interest rate savings on a mortgage with a current loan balance of $250,000. While mortgage payments increase slightly as the term shortens, the savings on interest grows dramatically.

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Source: Lending Tree LLC

 

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