Owing a home has several tax incentives and generally improves your overall net worth.

A homeowner’s net worth is 45.9 times that of a renter’s!

Here are a few of the ways owning a home can save you money and increase your financial well-being:

• Federal tax credits of $500 and up are available through Energy Star to help homeowners working to create an energy efficient home.
• The Mortgage Interest Deduction saves an average homeowner about $3,000 per year.
• The California Relator’s Energy Audit Program(REAP) provides up to a $250 rebate on a Home Energy Rating System (HERS) home energy audit conducted by a certified HERS rater.

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Sources: NAR,C.A.R., The Federal Reserve and Energy Star