Calling All First Time Buyers!

So you’re ready to buy your first home. How much are entry-level homes in different areas of California? How much do you need to earn to qualify for a home loan? And what can you expect your monthly mortgage payment to be once you move in?

California As a whole:

• Entry Level Price: $288,880
• Monthly payment including taxes & Insurance: $1,390
• Minimum qualifying income: $41,640

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Los Angeles Metro Area:

• Entry Level Price: $266,980
• Monthly payment including taxes & Insurance: $1,280
• Minimum qualifying income: $38,480

Inland Empire:

• Entry Level Price: $164,820
• Monthly payment including taxes & Insurance: $790
• Minimum qualifying income: $23,760

San Francisco Bay Area:

• Entry Level Price: $482,830
• Monthly payment including taxes & Insurance: $2,320
• Minimum qualifying income: $69,600