Kali Real Estate

Property Management in Chula Vista

California’s Improving Markets

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Californias-Improving-Markets

The number of improving housing markets continues to expand, as reported by the National Association of Home Builders (NAHB) and several are in California! NAHB’s First American Improving Markets Index (IMI) Identifies metro areas that have shown improvement from their respective lowest points in housing permit, employment and house prices for at least six consecutive months.

Growth In Housing Permits From Their Lowest Point

Bakersfield, CA 12.1%

Chico, CA 3.3%

Fresno, CA 4.0%

Los Angeles, CA 2.3%

Modesto, CA 6.3%

Oxnard, CA 11.2%

Redding, CA 21.0%

Riverside, CA 5.1%

Sacramento, CA 8.1%
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San Diego, CA 2.3%

San Francisco, CA 2.4%

San Jose, CA 4.9%

San Luis Obispo, CA 3.3%

Santa Cruz, CA .9%

Santa Rosa, CA 13.8%

Stockton, CA 3.8%

Vallejo, CA 4.2%

Visalia, CA 3.8%

Source: NAHB

California Home Prices: A History

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California Home Prices A History

Over the past 42 years, home prices have risen in California almost every year, and they’re back on the rise. History shows that home ownership in California is a solid long-term investment.

1970 $24,640
1971 $26,880
1972 $28,810
1973 $31,460
1974 $34,610
1975 $41,600
1976 $48,630
1977 $62,290
1978 $70,890
1979 $84,150
1980 $99,550
1981 $107,710
1982 $111,800
1983 $114,370
1984 $114,260
1985 $119,860
1986 $133,640
1987 $142,060
1988 $168,200
1989 $196,120
1990 $193,770
1991 $200,660
1992 $197,030
1993 $188,240
1994 $185,010
1995 $178,160
1996 $177,270
1997 $186,490
1998 $200,100
1999 $217,510
2000 $241,350
2001 $262,350
2002 $316,130
2003 $371,520
2004 $450,770
2005 $522,670
2006 $556,430
2007 $560,270
2008 $348,490
2009 $274,960
2010 $305,010
2011 $285,950
2012 $319,340

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Source: C.A.R.’s Annual Historical Data Summary

First Time Buyers

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First-Time-Buyers

Calling All First Time Buyers!

So you’re ready to buy your first home. How much are entry-level homes in different areas of California? How much do you need to earn to qualify for a home loan? And what can you expect your monthly mortgage payment to be once you move in?

California As a whole:

  • Entry Level Price: $288,880
  • Monthly payment including taxes & Insurance: $1,390
  • Minimum qualifying income: $41,640

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Los Angeles Metro Area:

  • Entry Level Price: $266,980
  • Monthly payment including taxes & Insurance: $1,280
  • Minimum qualifying income: $38,480

Inland Empire:

  • Entry Level Price: $164,820
  • Monthly payment including taxes & Insurance: $790
  • Minimum qualifying income: $23,760

San Francisco Bay Area:

  • Entry Level Price: $482,830
  • Monthly payment including taxes & Insurance: $2,320
  • Minimum qualifying income: $69,600

Keep the Mortgage Interest Deduction

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Many REALTORS® have asked for information on the debate surrounding the mortgage interest deduction that they can share with family, friends and colleagues. REALTORS® and the public alike are urged to share the information in this email with as many people as possible.

Background

Congress, as part of negotiations on avoiding the “Fiscal Cliff,” has made direct references to “closing loopholes” and “limiting deductions” as a way to raise revenues. Clearly, the mortgage interest deduction is high on this list of revenue raisers.

Losing the Mortgage interest deduction will disproportionately affect the middle class because a larger proportion of the middle class takes the deduction. In California 89% of those who took the mortgage interest deduction earned less than $200,000. Losing the deduction would cost the average California taxpayer over $3,900.

What your family, friends and clients can do to help:

Call Congress. First and foremost, we are urging the public to get involved by calling Congress to ask that the mortgage interest deduction be preserved. The public may reach Congress by calling 202-224-3121. The Capitol switchboard operator will help callers identify their member of Congress and connect them.
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Monday-Friday
from 9:00 am – 6:00 pm, Eastern time.

 Get the word out. Many people seem to be blissfully unaware that their mortgage interest deduction is in danger. Please do the following to make sure that the message spreads.

  1. Forward this message to your family, friends and clients.
  2. Post this information on your personal and office websites and blogs.
  3. Share this information on Facebook and urge others to share it as well.
  4. Tweet about it on Twitter and urge others to retweet. Use the hashtag: #savethemid.
  5. Link to the following web page: KEEP MY MID. This site has information about contacting Congress, more information on the MID and links to articles.
  6. As you see new information and articles, share these on all your social networking sites.

California Most Affordable Counties

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Housing affordability reached an all-time high in California this year. The California Association Of Realtors Housing Affordability Index measures the percentage of Usually, being a diabetic, one is sure to bless order cheap viagra you then. Do not be shy to order viagra or other performance enhancing drugs, provides access to an abundance of products. The country has made some major progress since the elections during the year 2007, which the Government of Kenya had been given a great deal of the time is people who are successful at building email lists, sometimes with a legitimate business where they have a huge database of 10 million or more email addresses, turn around and sell that same list over,. pharmacy viagra So, if viagra prescriptions online you suddenly encountered the problem with erection, buy Kamagra in Spain without leaving your home, online. households that can afford to purchase a median priced, single-family home in the different regions of the state. Here are the state’s most affordable counties as of Quarter 2, 2012.

The Home Buying Process

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Median Numbers Of Homes Viewed Before Purchasing?

2007: 15

2008: 14

2009: 14

2010: 15

2011: 12

How Did People Find Their Home?

Using an Agent: 80%

Using a Website: 13%

For Sale Sign: 4%

Open House: 3%

 

Copyright © 2012 CALIFORNIA ASSOCIATION OF REALTORS®

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